Disability insurance pays an insured person an income when that person is unable to work because of an accident or illness. The answers to the questions below offer you more information about this coverage.

• How can I insure against loss of income?
• What are the types of disability insurance?
• How can I purchase disability insurance?
• How are disability premiums determined?
• How can I save money?
• Will my employer provide disability coverage?
• Where can I get more information?